Di man weh bruk di bank
A fraudster, a secret system, a week like no odda, an a music-hall song weh outlive all a dem.

Charles Wells bruk di bank at Monte Carlo nuff time inna 1891 wid a run a luck an a system im neva explain. Di song dem write bout im inna 1892 mek “bruk di bank” a sayin. Im lose back part a di money dat winter an spen year inna prison fi fraud.
Who im did be
Charles Deville Wells (1841–1922) did a engineer an a fraudster weh do it ova an ova; im raise money fram investor fi invention weh neva exis. Inna July 1891 im reach Monte Carlo wid £4,000 a dat kinda money. Ova five day im bruk di bank, weh mean im use up a table cash reserve, nuff time, an lef wid bout £40,000 by im own account, nuff million pound today.

Wah im really do
Im seh im did have a system weh cyaan fail an neva seh wah it did be. Witness dem neva see nuh clear pattern inna im play, an nuh reliable account name a method; di Martingalestrategy demMartingaleProgression weh double di bet afta evry loss. Look inna di Strategy section fi see wah it do an wah it nuh do.Read di whole ting → weh people often hitch to im name a jus a guess. It nuh really matter: evry system pon di betting layoutgearBetting layoutDi bettin grid weh print pon di table. Nex name: table, felt, cloth.Read di whole ting → have di same expected valuemathsExpected valueDi average result pon evry bet inna di long run. −1/37 a di stake fi evry standard European bet.Read di whole ting →, suh nuh care wah im do, di result did a long run a luck. Di probabilitymathsProbabilityDi chance fi a result, fram 0 to 1 or 0% to 100%. One numba: 1/37 = 2.70%.Read di whole ting → a a run a luck as long as fi im small fi any one playa an big fi di thousand dem weh pass tru a casino inna a season. Smaddy did haffi be Wells. A Wells it did be.
Di song
Fred Gilbert “The Man Who Broke the Bank at Monte Carlo” (1892), weh Charles Coborn sing, did a big big hit inna London music hall dem an cross ova to America. Di man inna di song strut dung di boulevard wid a independent air, an since den “bruk di bank” mean a spectacular win. Di song nuh mention di second visit.
Di second visit an afta
Wells come back dat autumn an win again, den lose part a di money pon a visit inna di winter a 1891–92. Im spen big pon a luxury yacht, di Palais Royale, wid investor money; it neva reach Monte Carlo. Late inna 1892 French police hold im at Le Havre, an inna March 1893 a London court give im eight year penal servitude fi fraud. Dem free im inna 1899, im get tree more year inna 1906 fi anodda fraud, an roun 1911 im run a fake bank inna Paris weh promise 1% a day, an dat put im inna a French prison. Im dead inna London inna 1922. Di casino, weh did pay out £40,000 inna 1891 an get more dan dat inna publicity, do very well outta im.
Born inna Hertfordshire.
Patent an fraud investment scheme.
Monte Carlo: bruk di bank nuff time; win ≈ £40,000.
Come back; win again.
Lose back part a it. Di song, 1892. A yacht weh neva sail to Monaco.
Convict fi fraud inna London; eight year.
Anodda fraud, tree more year.
Lock up inna France fi a bank fraud.
Dead inna London.
Wah mek di story matter
A di clearest case a a system weh “work” an den nuh work. Di system neva do nutten neida time; di luck come an go, like how di variancemathsVarianceA measure a ow wide di result dem spread roun di expected value. High fi straight up, low fi even-money bet.Read di whole ting → page dem seh it mus. Di casino lose one week an win a legend. Evry system weh people sell since have a Wells inna it testimonial, an evry one a dem have a second visit weh di testimonial nuh mention.
Question dem
Nuh evidence a dat at di table dem. Im fraud dem did deh odda place.
Nuff million pound, by most measure.
Evry table did have a cash reserve; wen it run out, di table pause an dem fetch more. Di casino neva run outta money.
Sumting fi laugh

Di casino lose a week an buy a century a advertisin.
Source dem
- Quinn, R. The Man Who Broke the Bank at Monte Carlo.
- Old Bailey Proceedings Online. Trial of Charles Wells, March 1893 (t18930306-349).
- Schwartz, D. G. Roll the Bones: The History of Gambling.
- Kavanagh, T. M. Dice, Cards, Wheels: A Different History of French Culture.